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Pawnbroker Service at Miltons Diamonds

*IMPORTANT ANNOUNCEMENT*

1.We are pleased to say that we can now make arrangements for pawnbroking customers to redeem and collect their pledges at certain times. Please contact us on info@miltonsdiamonds.co.uk to find out more.

2.   From Monday 27th April we are putting in place a plan to help those pawnbroking customers affected by the coronavirus outbreak. Primarily, this will comprise allowing customers who ask for it to be given a three month payment deferral. Interest will still be added at the normal rate. We hope this will allow some extra time for those who need it to get their finances back on track, but we will consider other measures to help where special need can be demonstrated.

Our stores are operating under revised hours, with pawnbroking operating as normal Tuesday, Thursday, Friday and Saturday, 11:00 am to 3:00 pm. To book a time slot please email info@miltonsdiamonds.com

If you are planning to pay in-store, we would ask you to pay by card if possible.

As the impact of COVID-19 broadens, we would like to make you aware of our response. Our priority as always, is to support the health and welfare of our customers and staff. We can confirm that we are following the current advice from Public Health England. 

Clients may be concerned about items they have pawned at our stores. PLEASE DO NOT WORRY. Even though we have been forced to temporarily close because of the virus outbreak :

  • your items will be securely stored as normal
  • we will re-open as soon as possible
  • updates will be provided on this web-page - please check relevant pages for what this closure means for payment on your pledged items.
  • pawned items which "run out" (pass their redemption date) during a period of forced closure will NOT be sold in that time. We will allow an extended period (at least two weeks) after we re-open in which clients may reclaim any pawned items that "ran out" during closure.
  • we will consider special requests that take account of individual circumstances.
  • NO PLEDGED ITEMS WILL BE SOLD DURING THIS PERIOD

For those who wish to enquire, we are still striving to maintain our excellent customer service. We are still answering all enquires be that via email, phone call or social media. 

The Miltons family of pawnbrokers have been serving the North West for over 100 years. We aim to serve you now as best we can, but please bear with us in these testing times.

 

Our thoughts are with all who have been affected by COVID-19. We send our deepest regards to those in the NHS who are doing their utmost for the nation as we tackle this crisis together.

Stay safe, stay home and support one another, 

 

Sincerely,
Miltons Diamonds


At Miltons Diamonds, we offer a convenient pawnbroking service whereby you can use your personal jewellery items as collateral for funds. If you wish to pawn your gold jewellery, diamonds or luxury watches to raise instant cash in the form of a loan, you can get in touch with us to get a valuation price. For large amounts of money, we can also transfer cash straight into your bank account upon a final agreement.

How does pawnbroking work?

Operating in both Liverpool and St Helens Eric G Milton Ltd and G S Milton Ltd has offered safe and secure cash loans through a confidential process for more than 80 years. When you pawn items you own, you are simply turning your goods temporarily back into cash. In effect, you are borrowing from yourself with credit available against your pawned article. Your loan is secured by the items you have pledged.

If the loan is not repaid. Your loan is secured by the items you have already pledged. Pawnbroking gets you cash through a straightforward transaction.

At Miltons Diamonds, we pride ourselves on the speed and efficiency of our highly trained and friendly experts. We invite you to visit us at our stores in either County Road or St Helens store to experience a safe and convenient way of borrowing money.

What can be pawned?

Pawnbroking is a great way to release the cash value locked into your assets. The pawnbroker service at Miltons Diamonds will accept:

Gold jewellery

Diamond jewellery

Luxury Watches (Rolex, Omega, Tag Heuer etc.)

You can rest assured that your property is kept safe for the duration of your loan, and will be returned to you upon repayment of the loan.

Advantages of Pawnbroking with Miltons Diamonds:

Confidential service

You still retain ownership of your items

Debit card payments accepted


No further credit checks are usually required, and you can receive cash through a straightforward transaction.

What we require

To get a pawnbroker loan with us you must be over the age of 18. We require a form of I.D that proves who you are (name, age and address); for example, a driving licence, passport or signed bank card accompanied by a recent utility bill.


Paying back your pawnbroking loan

At Milton's we want to help our customers. We are delighted to say that over 90% of pledges pawned are reclaimed, but customers must be aware that failure to repay the loan and interest will ultimately result in the pawned item being sold. This is the last thing we want to happen, so if you have any worries about redeeming your jewellery, or if you’re facing financial difficulties, please call us.


Complaints Procedure

 

We have a comprehensive Complaints Procedure published in-store, but as our business depends on looking after its clients, we hope they will rarely need to use it. We are proud to report that we have never had a single complaint about us reach either the National Pawnbrokers Association or the Financial Ombudsman Service. For more information about the Financial Ombudsman Service, their web address is below.

 

www.financial-ombudsman.org.uk/

How to make a Complaint

 

Authorised and regulated by the Financial Conduct Authority

ERIC G MILTON LTD.  FRN:  739805

G S MILTON LTD.  FRN: 738787

 

Pawnbrokers

Useful Information

Click here to download our Debt Charity Leaflet

Click here to download Miltons Consecutive Loans Information

Click Here to download Miltons Part Payment Information

Click Here to download Information on how we sell an unredeemed pledge

Click Here to download Treating Customers Fairly Information

Click Here to download Eric G Milton Ltd & G S Milton Ltd Privacy Notice

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