At Miltons Diamonds, we offer a convenient pawnbroking service whereby you can use your personal jewellery items as collateral for funds. If you wish to pawn your gold jewellery, diamonds or luxury watches to raise cash in the form of a loan, you can get in touch with us to get a valuation price. For large amounts of money, we can also transfer cash straight into your bank account upon a final agreement.

How does pawnbroking work?

Operating in both Liverpool and St Helens Eric G Milton Ltd and G S Milton Ltd has offered safe and secure cash loans through a confidential process for more than 80 years. When you pawn items you own, you are simply turning your goods temporarily back into cash. In effect, you are borrowing from yourself with credit available against your pawned article. Your loan is secured by the items you have pledged.

If the loan is not repaid. Your loan is secured by the items you have already pledged. Pawnbroking gets you cash through a straightforward transaction.

At Miltons Diamonds, we pride ourselves on the speed and efficiency of our highly trained and friendly experts. We invite you to visit us at our stores in either County Road or St Helens store to experience a safe and convenient way of borrowing money.

What can be pawned?

Pawnbroking is a great way to release the cash value locked into your assets. The pawnbroker service at Miltons Diamonds will accept:

• Gold jewellery

• Diamond jewellery

• Luxury Watches (Rolex, Omega, Tag Heuer etc.)

You can rest assured that your property is kept safe for the duration of your loan, and will be returned to you upon repayment of the loan.

Advantages of Pawnbroking with Miltons Diamonds:

• Confidential service

• You still retain ownership of your items

• Debit card payments accepted

No further credit checks are usually required, and you can receive cash through a straightforward transaction.

What we require

To get a pawnbroker loan with us you must be over the age of 18. We require a form of I.D that proves who you are (name, age and address); for example, a driving licence, passport or signed bank card accompanied by a recent utility bill.

Paying back your pawnbroking loan

At Milton's we want to help our customers. We are delighted to say that over 90% of pledges pawned are reclaimed, but customers must be aware that failure to repay the loan and interest will ultimately result in the pawned item being sold. This is the last thing we want to happen, so if you have any worries about redeeming your jewellery, or if you’re facing financial difficulties, please call us.

Warning: Late repayment can cause you serious money problems. For help go to www.moneyhelper.org.uk

Complaints Procedure

We have a comprehensive Complaints Procedure published in-store, but as our business depends on looking after its clients, we hope they will rarely need to use it. We are proud to report that we have never had a single complaint about us reach either the National Pawnbrokers Association or the Financial Ombudsman Service. For more information about the Financial Ombudsman Service, their web address is below.

www.financial-ombudsman.org.uk/

How to make a Complaint

Authorised and regulated by the Financial Conduct Authority

ERIC G MILTON LTD.  FRN:  739805

G S MILTON LTD.  FRN: 738787